Financial Planning is the process whereby an individual moves towards meeting personal and financial goals through the development and implementation of a comprehensive financial plan. This ensures that your personal and financial goals are clearly identified and that a plan to achieve these goals can be established and implemented.
An articulated financial plan allows you to make sure you have a diverse portfolio so all of your eggs don’t end up in one basket. It also makes it easier to monitor your financial progress towards your goals. A comprehensive financial plan will match recommended investments with your individual risk profile and provide diversification across the five main asset classes: Cash, Fixed Interest, Property, Australian Shares and International Shares.
Generally, we would construct an investment portfolio including managed funds. We recommend managed funds because the day to day decisions for these funds are made by teams of experts who are continuously monitoring performance and identifying opportunities. We believe that by utilising these experts, our clients benefit from their knowledge and can spend their time in their own areas of expertise. Harris Financial Planning monitors your portfolio and provides recommendations to you based on your goals as well as the performance of the funds.
Clients of Harris Financial Planning can view their portfolios 24 hours a day, 7 days a week. Additionally, interim reports can be generated at any time at your request. Every quarter, a detailed investment report will be provided and annually we will undertake a complete review of your investments and recommend any beneficial changes.
As every client has a different financial situation, objectives and portfolio, it is difficult to provide a generic set of costs for this service. Anyone is welcome to meet with Chris and have a free, no obligation discussion about potential investments. Following this session, Harris Financial Planning will be able to provide an outline of the costs involved. In compliance with Australian Securities and Investment Commission guidelines, any Statement of Advice or review presented by Harris
Financial Planning will clearly outline all the costs involved in establishing and maintaining any recommended investments.
Professional Investment Services Pty Ltd (“PIS”) is the holder of Australian Financial Services License No. 234951 under which PIS is authorised to carry on a financial services business which includes the provision of financial product advice and dealing in financial products. Professional Investment Services Pty Ltd is Australia’s leading network of financial advisers.
The Professional Investment Services network of advisers provide their clients with quality financial advice and a wide choice of products and services to suit their individual circumstances. With services ranging across the specialties of financial planning, superannuation, risk protection, and tax issues, we long ago recognised a demand by Australians for an end-to-end service: one optimised strategy rather than several potentially conflicting ones’.
PIS has appointed Chris Harris as an authorised representative (No. 244886) to provide financial product advice in the following areas:
Basic Deposit Products, Managed Investments, Investment Bonds
Superannuation and Retirement
Annuities, Corporate Superannuation
Employer Sponsored Superannuation
Account Based Pensions and Retirement